Azma Finance Pre-Seed Investment Round

Azma Finance is on a mission to simplify accounting and tax management for small and medium-sized enterprises (SMEs) in Uzbekistan. We are raising $500,000 in our pre-seed round to accelerate our growth, expand our customer base, and enhance our platform with AI-driven automation.
We are in active discussions with IT Park Ventures, Aloqa Ventures, and several angel investors to secure strategic partnerships and funding that will enable us to scale faster.

Automating Financial Management for Small Businesses

SME owners face complex and time-consuming accounting and tax reporting challenges. Many struggle with high costs, lack of expertise, and manual processes. Azma Finance offers a fully automated SaaS accounting platform that integrates with Telegram, making financial management seamless, accessible, and affordable.

Our solution enables:

- Automated bookkeeping – reducing human error and saving time.
- Real-time tax calculation and reporting – ensuring compliance without effort.
- Seamless integration with payment systems – allowing instant invoicing and tracking.

Since our launch, our revenue has grown by 32.51% month-over-month, proving the demand for our solution.

A rapidly growing fintech market in Uzbekistan

The SME market in Uzbekistan represents a $2.5B TAM, with over 548,701 registered businesses. With an annual growth rate of 16.17%, the demand for digital financial solutions is skyrocketing.

By targeting key verticals such as IT entrepreneurs, service businesses, e-commerce owners, and marketplace sellers, we aim to capture a SOM (Serviceable Obtainable Market) of 315,833 businesses.

- $100 ARPU – Sustainable SaaS revenue model.
- $19 CAC – Cost-efficient customer acquisition.
- 30% Gross Margin – High profitability potential.
- 24-month CLT – Strong long-term customer retention.

We aim to achieve PMF (Product-Market Fit) upon reaching 150 active monthly clients and will break even at $50,000 in MRR.

- Strong market demand – SMEs in Uzbekistan lack automated financial tools.
- Proven traction – Growing revenue and increasing user adoption.
- Scalable business model – SaaS-based recurring revenue stream.
- Strategic partnerships – Collaborations with Click, PartnersPay, Yandex Go, and banking institutions.

We are well-positioned to become the leading fintech solution for SMEs in Uzbekistan and beyond.

The $500,000 pre-seed funding will be allocated to:

- Product development (40%) – Expanding AI-driven automation and integrations.
- Marketing and customer acquisition (30%) – Growing our user base.
- Operational scaling (20%) – Strengthening customer support and compliance.
- Strategic partnerships (10%) – Expanding our banking and fintech ecosystem.