Turn SME Tax Compliance Into Your Bank's Revenue Stream
Embed a tax AI agent directly into your banking app. Launch in just 90 days to automate tax reporting for your SME clients and reduce loan risks
STS
A simplified tax system is a tax regime, often for small businesses and self-employed individuals, designed to reduce compliance costs and administrative burdens associated with complex tax codes.
Bank-Grade Tools to Automate Compliance & Boost Retention
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Automated STS Reporting
Embed fully automated Simplified Tax System reporting directly into your banking app. Eliminate manual errors and reduce compliance risks for your SME clients. -
24/7 AI Tax Agent
An intelligent agent that monitors 1,000+ tax code changes daily. It proactively notifies your clients of new obligations, reducing their risk of fines by 90%. -
Omnichannel Experience
Deliver a seamless experience across Web, Mobile, and Telegram. Your clients can manage taxes wherever they bank, increasing engagement and retention. -
SME Portfolio Analytics
Unlock real-time visibility into your SME clients' financial health. Use tax data to score credit risk more accurately and identify cross-sell opportunities.
Strategic Advantages for Your Bank
Launch a Full Tax Ecosystem in 90 Days
- Plug-and-Play API: Go live in 3 months vs. 18+ months for in-house development.
- Developer-First: Complete Swagger documentation and sandbox environment ready today.
- White-Glove Onboarding: Dedicated solutions architect guides your team from integration to launch.
Drive Retention & Non-Interest Income
- SuperApp Evolution: Transform your app from a utility to a business command center.
- Revenue Growth: Unlock new revenue streams via subscription share or transaction fees.
- Loyalty Boost: Increase SME stickiness by solving their #1 pain point: tax compliance.
Flexible Pricing for Banks of All Sizes
Enterprise
Custom Pricing
Up to 10,000 users
- ✔ All Business features
- ✔ Full White-Labeling (Your Brand Only)
- ✔ Dedicated Solutions Architect
- ✔ 99.9% SLA Guarantee
- ✔ On-Premise Deployment Option
Growth
117M UZS / month
Up to 1,000 users
- ✔ All Start features
- ✔ SME Portfolio Analytics Dashboard
- ✔ Telegram Bot Integration
- ✔ Priority Support (24/7)
- ✔ UI Color Customization
Start
23,4M UZS / month
Up to 100 users
- ✔ Core Tax API Access
- ✔ Web Portal & Mini-App
- ✔ AI Tax Agent
- ✔ Standard Email Support
Building the Future of Fintech? Join Our Startup Program.
Frequently Asked Questions for Bank Executives
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Can we really launch in 3 months?
Yes. Our pre-built API modules and dedicated implementation team allow for a standard deployment in 90 days, including security audits and UAT. -
Will this work with our Core Banking System (CBS)?
Absolutely. Azma is designed as an API-first layer that sits on top of any CBS (Oracle, Colvir, Temenos, or custom). No deep refactoring required. -
Is Azma fully compliant with CBU regulations?
We are the only tax API certified by the Central Bank of Uzbekistan. Our AI agent monitors legislative changes daily to ensure your bank is always 100% compliant. -
Can we white-label the interface?
Yes. The entire frontend is customizable. Your customers will see your colors, your logo, and your domain. Azma runs invisibly in the background. -
How does the Revenue Share model work?
We offer a zero-capex option where we share the subscription revenue from your SME clients. This aligns our incentives: we only make money when you do. -
How is data security handled?
We use end-to-end encryption and host data on secure local servers compliant with Uzbekistan's data residency laws (No. ZRU-547). -
Partner with Uzbekistan's #1 Tax API Today
Book a technical demo with our solutions architect. Get your custom integration roadmap and ROI forecast in 24 hours.
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